Scams - FRN & Wells Fargo Boxes

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Wells Fargo is a financial services company with its headquarters in San Francisco in California. Wells Fargo has business interests through many finance subsidiaries in the Northern Mariana Islands, Canada, and the Caribbean. Norwest Corporation acquired Wells Fargo in 1998 but retained its name to carry on with the goodwill of the company. Besides, Norwest Corporation did not have to change the trademark of the company. It only changed the headquarters from Minneapolis to San Francisco.

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Wells Fargo offers different financial services with different options of running successful stock businesses. It offers many choices to customers to deal with their financial businesses. However, Wells Fargo reports only three major business segments in its financial results. These segments are Wholesale Banking, Retail Banking, and Consumer Finance. Of course, other financial companies offer a more transparent picture of their dealings. FRN refers to floating rate note. These notes offer variable interest rates with changes taking place every six months. These floaters work according to certain indices in the money market. They can protect investors against rising interest rates. However, they yield less than other normal fixed notes with the same maturity values.

Wells Fargo is also in the midst of various scams. Many online customers are receiving bogus e-mails asking for confidential information. Wells Fargo is warning customers not to reveal any confidential to such fraudulent e-mails and ignore them totally. Wells Fargo is working with police and FBI to detect and close down such fraud web sites.

There are many complaints against dealings of Wells Fargo. Important amongst them are its customer services, business practices, charges and fees, etc. Some allege that the company is into various instances of corporate defrauds and malfunctioning. Investigations are going on to detect and clear all allegations, bring the truth to the fore.

New York State Attorney General Elliot Spitzer has filed a recent suit against Wells Fargo to protest against their racist policies in their lending to individuals. It also functions in violation of the Real Estate Settlement Procedures Act by providing benefits to business associates for receiving referrals through them.

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